Taking a pay cut in your 30s puts you at risk of memory loss and impacts ageing

French researchers claim the impact of a pay cut on brain health was three times greater than that of one year of natural ageing

Taking a pay cut in your 30s could put you at risk of memory loss and poor brain function in middle age as well as impacting ageing, according to new research.

Scientists assessed how changes in salary impacted the brain health of more than 3,000 US adults over a 20-year period.

The study began in 1990 and followed the participants through the global recession.

It found that respondents whose pay had been cut at least once over the two decades performed worse on cognitive tests.

Natural ageing

The researchers claim the impact of a pay cut on brain health was three times greater than that of one year of natural ageing.

They theorise a person’s health generally deteriorates as a result of having less money than they once did.

During the study, researchers tracked how often their income dropped, as well as the percentage of salary change between for each participant.

“Participants who endured more than two income drops scored even worse on how much time it took to complete some tasks.”

Participants fell into three groups – 1,108 (33.7%) reported one drop of 25 per cent or more from their previous salary. A further 399 people (12.1%) had two or more such drops, and 1,780 people (54%) did not have any income drop.

At the end of the study, they were given thinking and memory tests that measured how well they completed tasks and how much time it took to complete them.  In one test, participants were shown a key that paired numbers one to nine with symbols.

When white matter, made of nerve fibres, wastes away – normally due to disease – messages can’t pass through.

If a person has white matter disease, they will gradually have difficulty with the ability to think, balance and walk.

Brain health

Previous research suggests the volume and weight of the brain declines as we age, by about 5% per decade when a person reaches 40 years old.

“Our exploratory study followed participants in the US through the recession in the late 2000s when many people experienced economic instability.”

“Our results provide evidence that higher income volatility and more income drops during peak earning years are linked to unhealthy brain ageing in middle age,” said Dr Grasset.

The researchers pointed out that people who experience important income fluctuations may be more at risk for cardiovascular risk factors, depression, or perceived stress, which are in turn associated with poor cognitive health. Those with financial instability may also pick up unhealthy habits, such as drinking or smoking, or fail to manage diseases such as diabetes.

The study, published in Neurology, did not prove that drops in income cause poorer brain health, however.

Dr Grasset said further trials are needed to examine the role that social and financial factors play in brain ageing.

The study was limited because participants reported their income to researchers as falling within various income brackets, rather than specific figures.

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